Long-Term Care Insurance

Long-Term Care InsuranceNYSUT members and their families have access to a team of dedicated long-term care planning specialists through the NYSUT Member Benefits Trust-endorsed New York Long-Term Care Brokers program.

These specialists will provide, explain and compare the different long-term care insurance providers and products to help you choose the best coverage at the most competitive premium.

NYLTCB is a nationally-recognized insurance intermediary that offers access to discounted long-term care insurance plans from highly-rated insurance companies (including the New York State Partnership for Long-Term Care) for eligible individuals from ages 40 to 74 for New York residents and ages 30 to 79 for non-New York residents.

With NYLTCB, eligible individuals get a long-term care insurance plan designed with their specific needs in mind. And with the discount provided to NYSUT members (along with marital/domestic partnership discounts and potential Preferred Health discounts), this important protection can be far more affordable than you may assume.

View a video discussing four ways to save on a long-term care policy.


2 Easy Ways to Learn More:

1. Call New York Long-Term Care Brokers toll-free at 888-884-0077

2. Visit https://www.advisorsib.com/nysutmb

NYSUT Student Members are not eligible to participate in this program.

The New York Long-Term Care Brokers program is a NYSUT Member Benefits Trust (Member Benefits)-endorsed program. Member Benefits has an endorsement arrangement of 2.5% of first-year premium and 1% of renewal premium received in years 2-10. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. Member Benefits acts as your advocate; please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.


Please note that existing long-term care insurance policies with Metropolitan Life Insurance Company in effect prior to December 31, 2011 will continue to be honored subject to timely premium payment and relevant policy provisions.